A CCJ against your company
A County Court Judgment, or CCJ, against your company is a court order confirming that the company owes a creditor a specific sum, usually obtained when an invoice or debt has gone unpaid and undisputed. It damages the company's credit profile and it is a stepping stone to enforcement. If you cannot pay, take advice early rather than letting enforcement escalate. Registry Trust; gov.uk
- What it is
- A court order confirming the company owes a debt
- Recorded by
- Registry Trust, the official judgment registrar
- Effect
- Damages credit; opens the door to enforcement
- Warning sign
- Multiple CCJs often precede company failure
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Why a CCJ matters
CCJs are recorded on the public register kept by Registry Trust, so a judgment can tighten supplier terms and make borrowing harder. A single CCJ is a clear signal that the company's cash flow needs attention, and several CCJs often appear in the months before a company fails.
A CCJ is a stepping stone, not the end
After a judgment a creditor can instruct enforcement agents to take control of goods, apply for a charging order or, for company debts, move towards a winding-up petition. If the company cannot pay, deal with it before enforcement, and check your overall position with the insolvency tests.
Where to go from here
- If you decide to speak to a Licensed Insolvency Practitioner, choose your own: our practitioner directory lists every practitioner on the official Insolvency Service register, and how to choose an insolvency practitioner explains what to ask. Always confirm their entry on the official register before you instruct anyone.
Common questions
Can a company get a CCJ removed?
If the judgment debt is paid in full within one month it can be removed from the register; if paid later it is marked satisfied. A CCJ can also be set aside in limited circumstances, for example if it was wrongly obtained.