Company insolvency by industry: the deep tables
Construction had more company insolvencies than any other industry in England and Wales in the 12 months to August 2026: 3,866, 17% of cases where the industry is known. Construction, wholesale and retail (including motor repairs) and accommodation and food service together made up 46%. The single biggest group was restaurants and mobile food service activities, with 2,082 insolvencies. Counting is not the same as risk, though: measured against the number of businesses, accommodation and food service activities had the highest insolvency rate in 2025, 267.6 per 10,000 businesses against 115.9 overall. Insolvency Service, gov.uk
Data as of: counts for the 12 months to August 2026 (from September 2025), from the Insolvency Service release for August 2026, published 18 September 2026; rates for calendar year 2025, published 19 June 2026 · Sources: Company Insolvency Statistics, August 2026, Table 1c; Business insolvency demography, 2015 to 2025, Tables B1a and B1b · England and Wales.
All 21 industries, latest 12 months
Company insolvencies by SIC 2007 section, summed from the release's monthly figures for the 12 months to August 2026 and compared with the 12 months to August 2025. Shares are of the 22,566 cases with a known trading industry; 394 more were non-trading or dormant companies or had no SIC code recorded.
| SIC section | Industry | Company insolvencies, 12 months to August 2026 | Previous 12 months | Change | Share of classified cases |
|---|---|---|---|---|---|
| F | Construction | 3,866 | 3,941 | Down 2% | 17% |
| G | Wholesale and retail trade; repair of motor vehicles and motorcycles | 3,395 | 3,716 | Down 9% | 15% |
| I | Accommodation and food service activities | 3,201 | 3,368 | Down 5% | 14% |
| N | Administrative and support service activities | 2,212 | 2,396 | Down 8% | 10% |
| M | Professional, scientific and technical activities | 1,913 | 1,973 | Down 3% | 8% |
| C | Manufacturing | 1,827 | 1,964 | Down 7% | 8% |
| J | Information and communication | 1,373 | 1,490 | Down 8% | 6% |
| L | Real estate activities | 965 | 770 | Up 25% | 4% |
| S | Other service activities | 957 | 1,080 | Down 11% | 4% |
| H | Transportation and storage | 693 | 774 | Down 10% | 3% |
| Q | Human health and social work activities | 617 | 559 | Up 10% | 3% |
| K | Financial and insurance activities | 503 | 479 | Up 5% | 2% |
| R | Arts, entertainment and recreation | 447 | 456 | Down 2% | 2% |
| P | Education | 252 | 264 | Down 5% | 1% |
| E | Water supply; sewerage, waste management and remediation activities | 144 | 149 | Down 3% | 1% |
| A | Agriculture, forestry and fishing | 84 | 99 | Down 15% | Under 1% |
| D | Electricity, gas, steam and air conditioning supply | 58 | 67 | Down 13% | Under 1% |
| O | Public administration and defence; compulsory social security | 28 | 24 | Up 17% | Under 1% |
| B | Mining and quarrying | 23 | 27 | Down 15% | Under 1% |
| T | Activities of households as employers; undifferentiated goods-and services-producing activities of households for own use | 6 | 13 | Down 54% | Under 1% |
| U | Activities of extraterritorial organisations and bodies | 2 | 1 | Not calculated | Under 1% |
| V | All others: non-trading and dormant companies, and unknown SIC code | 394 | 273 | Up 44% | Not classified |
| Total | All company insolvencies, England and Wales | 22,960 | 23,883 | Down 4% |
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Among industries with at least 100 cases, insolvencies rose on the previous 12 months in real estate activities, human health and social work activities and financial and insurance activities. Insolvencies fell in 12 of the 15 industries of that size. The most recent month's compulsory liquidation figures are provisional and can be revised in the next release.
The 20 biggest divisions
One level down, the two-digit SIC divisions show where inside each industry the failures cluster.
| SIC division | Industry | Company insolvencies, 12 months to August 2026 | Previous 12 months | Change |
|---|---|---|---|---|
| 56 | Food and beverage service activities | 3,002 | 3,140 | Down 4% |
| 43 | Specialised construction activities | 2,105 | 2,243 | Down 6% |
| 47 | Retail trade, except of motor vehicles and motorcycles | 1,742 | 1,936 | Down 10% |
| 41 | Construction of buildings | 1,553 | 1,500 | Up 4% |
| 46 | Wholesale trade, except of motor vehicles and motorcycles | 1,031 | 1,136 | Down 9% |
| 82 | Office administrative, office support and other business support activities | 1,023 | 1,222 | Down 16% |
| 68 | Real estate activities | 965 | 770 | Up 25% |
| 96 | Other personal service activities | 904 | 1,011 | Down 11% |
| 62 | Computer programming, consultancy and related activities | 852 | 890 | Down 4% |
| 70 | Activities of head offices; management consultancy activities | 746 | 772 | Down 3% |
Show all 20 rows
| SIC division | Industry | Company insolvencies, 12 months to August 2026 | Previous 12 months | Change |
|---|---|---|---|---|
| 45 | Wholesale and retail trade and repair of motor vehicles and motorcycles | 622 | 644 | Down 3% |
| 78 | Employment activities | 565 | 563 | Similar |
| 49 | Land transport and transport via pipelines | 463 | 505 | Down 8% |
| 64 | Financial service activities, except insurance and pension funding | 438 | 402 | Up 9% |
| 74 | Other professional, scientific and technical activities | 388 | 460 | Down 16% |
| 86 | Human health activities | 371 | 367 | Up 1% |
| 71 | Architectural and engineering activities; technical testing and analysis | 343 | 337 | Up 2% |
| 81 | Services to buildings and landscape activities | 302 | 315 | Down 4% |
| 93 | Sports activities and amusement and recreation activities | 295 | 312 | Down 5% |
| 25 | Manufacture of fabricated metal products, except machinery and equipment | 285 | 268 | Up 6% |
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The 20 biggest groups
The three-digit SIC groups are the most detailed level the release tables publish. This is where a restaurant is separated from a pub, or a housebuilder from an electrician.
| SIC group | Industry | Company insolvencies, 12 months to August 2026 | Previous 12 months | Change |
|---|---|---|---|---|
| 561 | Restaurants and mobile food service activities | 2,082 | 2,147 | Down 3% |
| 829 | Business support service activities n.e.c. | 928 | 1,135 | Down 18% |
| 960 | Other personal service activities | 904 | 1,011 | Down 11% |
| 620 | Computer programming, consultancy and related activities | 852 | 890 | Down 4% |
| 432 | Electrical, plumbing and other construction installation activities | 847 | 871 | Down 3% |
| 412 | Construction of residential and non-residential buildings | 836 | 812 | Up 3% |
| 411 | Development of building projects | 717 | 688 | Up 4% |
| 563 | Beverage serving activities | 674 | 722 | Down 7% |
| 433 | Building completion and finishing | 654 | 753 | Down 13% |
| 702 | Management consultancy activities | 627 | 657 | Down 5% |
Show all 20 rows
| SIC group | Industry | Company insolvencies, 12 months to August 2026 | Previous 12 months | Change |
|---|---|---|---|---|
| 439 | Other specialised construction activities | 546 | 567 | Down 4% |
| 681 | Buying and selling of own real estate | 496 | 233 | Up 113% |
| 477 | Retail sale of other goods in specialised stores | 468 | 487 | Down 4% |
| 479 | Retail trade not in stores, stalls or markets | 435 | 520 | Down 16% |
| 494 | Freight transport by road and removal services | 372 | 428 | Down 13% |
| 711 | Architectural and engineering activities and related technical consultancy | 323 | 314 | Up 3% |
| 781 | Activities of employment placement agencies | 307 | 342 | Down 10% |
| 471 | Retail sale in non-specialised stores | 289 | 321 | Down 10% |
| 452 | Maintenance and repair of motor vehicles | 276 | 285 | Down 3% |
| 682 | Renting and operating of own or leased real estate | 272 | 282 | Down 4% |
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Insolvency rates by industry, 2025
A large industry will always have a lot of insolvencies. The rate per 10,000 businesses shows which industries fail most often relative to their size. These figures come from a separate annual release that counts businesses rather than companies, so they are not directly comparable with the counts above.
| SIC section | Industry | Business insolvencies, 2025 | Rate per 10,000 businesses, 2025 | Rate, 2024 | Change on 2024 | Rate, 2019 |
|---|---|---|---|---|---|---|
| I | Accommodation and food service activities | 3,255 | 267.6 | 291.2 | -23.6 | 257.9 |
| E | Water supply; sewerage, waste management and remediation activities | 140 | 196.6 | 171.2 | +25.4 | 182.7 |
| B | Mining and quarrying | 15 | 176.5 | 173.4 | +3.1 | 118.3 |
| C | Manufacturing | 1,685 | 167.4 | 170.0 | -2.6 | 133.7 |
| G | Wholesale and retail trade; repair of motor vehicles and motorcycles | 3,860 | 133.5 | 126.7 | +6.8 | 98.5 |
| F | Construction | 3,820 | 131.9 | 136.8 | -4.9 | 127.0 |
| N | Administrative and support service activities | 2,190 | 128.5 | 120.1 | +8.4 | 86.2 |
| H | Transportation and storage | 770 | 104.2 | 111.7 | -7.5 | 70.2 |
| R | Arts, entertainment and recreation | 455 | 100.4 | 96.3 | +4.1 | 79.1 |
| S | Other service activities | 620 | 96.4 | 109.6 | -13.2 | 80.9 |
| K | Financial and insurance activities | 410 | 84.6 | 90.2 | -5.6 | 70.4 |
| P | Education | 270 | 83.4 | 80.0 | +3.4 | 63.9 |
| J | Information and communication | 1,325 | 77.9 | 79.5 | -1.6 | 41.2 |
| M | Professional, scientific and technical activities | 2,490 | 74.1 | 73.3 | +0.8 | 47.1 |
| Q | Human health and social work activities | 520 | 72.2 | 65.9 | +6.3 | 60.8 |
| L | Real estate activities | 545 | 59.8 | 60.7 | -0.9 | 57.7 |
| D | Electricity, gas, steam and air conditioning supply | 25 | 53.6 | 54.8 | -1.2 | 94.3 |
| A | Agriculture, forestry and fishing | 75 | 37.0 | 50.1 | -13.1 | 25.7 |
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Not shown because the release suppresses counts under 5: sections O, T and U, named in full in the first table. Small industries such as mining and quarrying can show high rates on very few cases.
Sector guides for directors: construction, hospitality, retail, manufacturing, professional services, transport and logistics, recruitment and care homes.
A high count in your industry is partly just its size; the rate per 10,000 businesses is the better guide to how exposed it is. Either way, the figures describe the sector, not your company. What matters is your own cash position and how early you act on it.
- Company distress by sector
- Check whether your company is insolvent
- CVL vs administration vs strike off
General information, not advice about your company.
How these figures are measured
The counts come from the Insolvency Service's accredited official Company Insolvency Statistics, Table 1c, which gives the number of companies entering each insolvency procedure each month by the industry recorded for them. We add up the twelve monthly figures for each industry. Compulsory liquidations come from the Insolvency Service's own case system; the other procedures are cases registered at Companies House, which may not match the date a case actually started. Administrations that move straight into a CVL are counted once, as administrations. The figures are not seasonally adjusted. Our 12-month totals for the six industries the release commentary names match the commentary exactly.
The rates come from the separate business insolvency demography release, which matches insolvent companies to the ONS Inter-Departmental Business Register and divides by the number of active businesses in each industry at the start of the year. A business with several insolvent companies counts once, and the industry is the one held on the business register, which the ONS takes from its own surveys and from Companies House, VAT and PAYE records. This page reports the published statistics and is general information, not advice.
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